{"id":2708,"date":"2026-02-14T18:41:39","date_gmt":"2026-02-14T18:41:39","guid":{"rendered":"https:\/\/foreignnewstoday.com\/?p=2708"},"modified":"2026-02-14T18:41:39","modified_gmt":"2026-02-14T18:41:39","slug":"why-this-new-15-million-bet-stands-out","status":"publish","type":"post","link":"https:\/\/foreignnewstoday.com\/?p=2708","title":{"rendered":"Why This New $15 Million Bet Stands Out"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->On February 13, 2026, Ranger Investment Management disclosed a new position in <strong>Chime Financial<\/strong> <span class=\"ticker\">(NASDAQ:CHYM)<\/span>, acquiring 591,255 shares in a trade estimated at $14.88 million.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->According to the <a href=\"https:\/\/www.sec.gov\/Archives\/edgar\/data\/1319691\/000131969126000002\/0001319691-26-000002-index.html\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:SEC filing;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">SEC filing<\/a> dated February 13, 2026, Ranger Investment Management, L.P. initiated a new position in Chime Financial by acquiring 591,255 shares. The quarter-end value of this position stood at $14.88 million.<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->This was a new position for the fund, with the stake accounting for 1.02% of 13F reportable assets under management as of December 31, 2025.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Top holdings after the filing:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->NASDAQ:PEGA: $54.40 million (3.7% of AUM)<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->NASDAQ:LGND: $51.05 million (3.5% of AUM)<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->NASDAQ:ADMA: $41.97 million (2.9% of AUM)<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->NYSE:AGX: $36.62 million (2.5% of AUM)<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->NYSE:EE: $34.24 million (2.3% of AUM)<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->As of February 13, 2026, shares of Chime Financial were priced at $19.69, down about 27% from their $27 offering price in June.<!-- HTML_TAG_END --><\/p>\n<div class=\"table-container yf-t4vsm6\">\n<div class=\"pcrstb-wrap\"><table class=\"article-table yf-t4vsm6\">\n<thead>\n<tr>\n<th>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Metric<!-- HTML_TAG_END --><\/p>\n<\/th>\n<th>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Value<!-- HTML_TAG_END --><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-testid=\"cell-0-0\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Price (as of market close 2026-02-13)<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td data-testid=\"cell-0-1\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->$19.69<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-testid=\"cell-1-0\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Market Capitalization<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td data-testid=\"cell-1-1\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->$7.4 billion<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-testid=\"cell-2-0\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Revenue (TTM)<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td data-testid=\"cell-2-1\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->$2.1 billion<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-testid=\"cell-3-0\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Net Income (TTM)<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td data-testid=\"cell-3-1\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->($984.8 million)<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div><\/div>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Chime offers mobile-first, fee-free banking services including checking, savings, early paycheck access, and overdraft protection.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The company generates revenue primarily through interchange fees collected via partnerships with FDIC-insured banks.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->It targets U.S. consumers earning under $100,000 per year, focusing on the mass market segment.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Chime Financial, Inc. operates a digital banking platform focused on accessible, low-cost financial services. The company leverages a technology-driven approach and strategic bank partnerships to streamline operations and reduce costs. Its competitive edge lies in its mobile-first strategy and commitment to eliminating traditional banking fees for its core customer base.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Digital banking scale rarely comes cheaply, and with Chime shares trading 27% below their $27 IPO price, the question has shifted from hype to durability.<\/p>\n<p>The fintech <a href=\"https:\/\/investors.chime.com\/node\/7261\/pdf\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:generated;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">generated<\/a> $544 million in third-quarter revenue, up 29% year over year, with gross profit of $474 million and an 87% gross margin. Active members climbed 21% to 9.1 million, while adjusted EBITDA turned positive at $29 million, a 5% margin and a 9-point year over year improvement. Management now expects full-year revenue of up to $2.173 billion and adjusted EBITDA of as much as $118 million. Meanwhile, net losses persist under GAAP, but operating leverage is emerging.<\/p>\n<p>At 1% of assets, this position is modest relative to larger bets in software and biotech such as Pegasystems and Ligand, but it\u2019s still notable. Ultimately, long-term investors should focus on interchange resilience, member monetization through products like MyPay and OIT, and whether margin expansion keeps pace with scale. If execution continues, today\u2019s discount could look less like a warning and more like an entry point.<!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<div style=\"display: none\" data-testid=\"read-more\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Before you buy stock in Chime Financial, consider this:<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The <em>Motley Fool Stock Advisor<\/em> analyst team just identified what they believe are the\u00a0<strong><a href=\"https:\/\/api.fool.com\/infotron\/infotrack\/click?apikey=35527423-a535-4519-a07f-20014582e03e&amp;impression=5032feb8-7d43-49cc-ae6c-340dc8fc4b8f&amp;url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-bbn-dyn-headline%3Faid%3D8867%26source%3Disaeditxt0001181%26company%3DChime%2520Financial%26ftm_cam%3Dsa-bbn-evergreen%26ftm_veh%3Darticle_pitch_feed_yahoo%26ftm_pit%3D18781&amp;utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=ff65b324-a80d-4df6-87e9-4e2edb0705ce\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:10 best stocks;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">10 best stocks<\/a><\/strong> for investors to buy now\u2026 and Chime Financial wasn\u2019t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Consider when <strong>Netflix<\/strong> made this list on December 17, 2004&#8230; if you invested $1,000 at the time of our recommendation,\u00a0<strong>you\u2019d have $414,554<\/strong>!* Or when <strong>Nvidia<\/strong> made this list on April 15, 2005&#8230; if you invested $1,000 at the time of our recommendation, <strong>you\u2019d have $1,120,663<\/strong>!*<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Now, it\u2019s worth noting\u00a0<em>Stock Advisor\u2019s<\/em> total average return is 884<span>% \u2014 a market-crushing outperformance compared to 193% for the S&amp;P 500.\u00a0<strong><span>Don&#8217;t miss the latest top 10 list, available with\u00a0<em>Stock Advisor<\/em>, and join an investing community built by individual investors for individual investors.<\/span><\/strong><\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><a class=\"link \" href=\"https:\/\/api.fool.com\/infotron\/infotrack\/click?apikey=35527423-a535-4519-a07f-20014582e03e&amp;impression=5032feb8-7d43-49cc-ae6c-340dc8fc4b8f&amp;url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-bbn-dyn-headline%3Faid%3D8867%26source%3Disaeditxt0001181%26company%3DChime%2520Financial%26ftm_cam%3Dsa-bbn-evergreen%26ftm_pit%3D18781%26ftm_veh%3Darticle_pitch_feed_yahoo%26company%3DChime%2520Financial&amp;utm_source=yahoo-host-full&amp;utm_medium=feed&amp;utm_campaign=article&amp;referring_guid=ff65b324-a80d-4df6-87e9-4e2edb0705ce\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:See the 10 stocks \u00bb;elm:context_link;itc:0;sec:content-canvas\"><strong>See the 10 stocks \u00bb<\/strong><\/a><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>*Stock Advisor returns as of February 14, 2026. <\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em><a href=\"https:\/\/www.fool.com\/author\/20676\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Jonathan Ponciano;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Jonathan Ponciano<\/a> has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Adma Biologics. The Motley Fool recommends Excelerate Energy. The Motley Fool has a <a href=\"https:\/\/www.fool.com\/legal\/fool-disclosure-policy\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:disclosure policy;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">disclosure policy<\/a>.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><a href=\"https:\/\/www.fool.com\/coverage\/filings\/2026\/02\/14\/chime-is-down-27-from-its-ipo-price-yet-posting-29-revenue-growth-why-this-new-usd15-million-bet-stands-out\/\" rel=\"nofollow noopener\" target=\"_blank\" data-ylk=\"slk:Chime Is Down 27% From Its IPO Price, Yet Posting 29% Revenue Growth: Why This New $15 Million Bet Stands Out;elm:context_link;itc:0;sec:content-canvas\" class=\"link \">Chime Is Down 27% From Its IPO Price, Yet Posting 29% Revenue Growth: Why This New $15 Million Bet Stands Out<\/a> was originally published by The Motley Fool<!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/finance.yahoo.com\/news\/chime-down-27-ipo-price-181657631.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>On February 13, 2026, Ranger Investment Management disclosed a new position in Chime Financial (NASDAQ:CHYM), acquiring 591,255 shares in a trade estimated at $14.88 million. According&hellip;<\/p>\n","protected":false},"author":1,"featured_media":2709,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[31],"tags":[],"class_list":["post-2708","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-finance"],"_links":{"self":[{"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=\/wp\/v2\/posts\/2708","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2708"}],"version-history":[{"count":0,"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=\/wp\/v2\/posts\/2708\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=\/wp\/v2\/media\/2709"}],"wp:attachment":[{"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2708"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2708"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/foreignnewstoday.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}