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If you\u2019re looking for a way to lock in a competitive return without tying up your savings for too long, a 2-year certificate of deposit<\/a> (CD) could strike the right balance. With interest rates still relatively elevated compared to historical averages \u2014 but potentially headed lower in the near future \u2014 a 2-year CD could help you secure a predictable rate over the next 24 months.<\/p>\n Our team evaluated dozens of accounts to determine the best 2-year CDs available today. Here\u2019s a look at the accounts that made our top 10 (see our full methodology here<\/a>).<\/p>\n